How iban.link works
Instant bank transfers have been around for years – but IBANs are long, error-prone, and awkward to share. iban.link gives you a short, memorable link (like iban.link/lisa) that shows your IBAN and a QR code. No account, no app, no fees.
3 simple steps
- 1Choose a short alias for your personal link (e.g. iban.link/lisa).
- 2Enter your name and IBAN – both are encrypted before storage.
- 3Share your link. Senders scan the QR code or copy the IBAN to transfer money.
Why iban.link?
- No sign-up or login required.
- No fees – 100% free, forever.
- Works with any European bank account (SEPA).
- QR code follows the EPC standard – scan and pay directly from your banking app.
Why direct bank transfers?
- Payment services like PayPal are convenient – but often overkill for simple transfers to friends or acquaintances.
- Many providers share user data with hundreds of partner companies or use transaction data for advertising.
- With a direct bank transfer, everything stays between you and your bank – no middleman, no data collection.
- iban.link makes exactly that simple: share a link, scan the QR code, done. Encrypted, no tracking, no cookies.
Privacy & Security
- Your name and IBAN are encrypted before they reach the server.
- No cookies, no tracking, no analytics.
- Open and transparent – no hidden data collection.
- Only someone with your link can see your page.
Is sharing my IBAN safe?
- Your IBAN is not a secret – it’s printed on every invoice and bank statement. Sharing it is how bank transfers work.
- Nobody can withdraw money just by knowing your IBAN. SEPA Direct Debit (Lastschrift) requires a signed mandate and a registered creditor ID.
- If an unauthorized debit does occur, you can reverse it within 13 months – your bank is required to refund you.
Frequently Asked Questions
- What is iban.link?
- iban.link is a free service that gives you a short, memorable link for your IBAN – like a vanity URL for bank transfers. Just create your link, share it, done.
- Is iban.link free?
- Yes, iban.link is 100% free – no hidden fees, now or ever.
- How secure is my IBAN?
- Your IBAN and name are encrypted in your browser (AES-GCM) before reaching the server. We cannot read your data.
- Do I need an account?
- No. No registration and no app needed – just create your link and share it.
- Which banks are supported?
- Any European bank account with IBAN (SEPA). The QR code follows the EPC standard and works with all major banking apps.
- Can I edit or delete my page?
- Yes. When you create your page, you receive a private edit link to change the name, IBAN, or delete the page entirely.